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Wealth Mentor Education Limited
Version 1.0 — 13 September 2026

Programme Terms

Version 1.0 — 13 September 2026

Who you are buying from

Programmes, subscriptions, events and workshops are sold and delivered by Wealth Mentor Education Limited (company number 9317956). It operates the Wealth Mentor Academy platform under licence from Wealth Mentor Limited, which owns the platform, the brand and the course content.

In these Programme Terms, "Wealth Mentor", "we", "us" and "our" mean Wealth Mentor Education Limited.

These Programme Terms apply to everything you buy from us. Your use of the platform itself is governed separately by our Platform Terms of Use. Some programmes have their own additional conditions, which are given to you at purchase and sit on top of these terms.

1. Definitions

"Programme" means a structured offering with a defined term (for example Mentor Me or Property Mastermind). "Subscription" means any recurring paid access (for example WM Insider or a programme continuation subscription). "Event" means any in-person or online event we run, free or paid. "Services" means all programmes, subscriptions, events, courses and mentoring we provide.

2. Free and Paid

These terms apply whether you are attending a free event — a roadshow, webinar or introductory session — or purchasing a paid Service. Registering for or attending any Wealth Mentor event means you agree to them.

3. Payments and Fees

All fees are payable to Wealth Mentor Education Limited in the currency stated at checkout — New Zealand dollars (NZD) or Australian dollars (AUD), as applicable to your location and the Service purchased. Prices are stated as exclusive or inclusive of GST or other applicable sales tax where applicable.

Unless otherwise agreed in writing (for example an approved payment plan), payment must be received in full before access to any paid Service. Where a payment plan is agreed, all instalments remain payable in full notwithstanding any earlier suspension of access under clause 6, and access may be withheld or suspended until scheduled payments are up to date.

Subscriptions are billed in advance and continue until cancelled by you or by us. Changes to pricing or inclusions for an existing Subscription will be notified with at least one month's notice.

4. Automatic Renewal and Continuation Subscriptions

Some Programmes include platform access for a defined term and then continue automatically on a paid Subscription — for example, a programme that includes 12 months of access and then continues at the applicable annual continuation rate. Where this applies:

  • the continuation price and billing frequency are stated at the time of purchase;
  • we will remind you at least one month before your first continuation payment is charged, including the amount and date; and
  • you can view, manage, or cancel your Subscription and payment methods at any time in the Account section of the Wealth Mentor Academy.

If you cancel before the continuation billing date, you will not be charged, and your access ends at the end of your prepaid term.

5. Refunds, Credits and Transfers

We operate a strict no-refund policy for all purchases, including event tickets, courses, programmes, subscriptions, and platform access.

If you cannot attend or participate:

  • you may transfer your purchase to another eligible person, or
  • request a credit toward another Wealth Mentor event, course, or programme.

Credits or transfers must be requested at least 14 full days before the scheduled start date and are valid for 24 months from issue. Requests received within 14 days of the scheduled start date will not be accepted and your purchase will be forfeited — no refund, credit, transfer, or reschedule — regardless of reason.

If an event or programme is cancelled by us and no alternative date, format, or option is provided, you will receive a full refund of the unused portion of your payment.

If an event is postponed, rescheduled, or converted — for example from in-person to online — this is not a cancellation. No refund will apply; a credit or transfer will be offered instead.

For free events, no compensation, credit, or rescheduling guarantee applies. We may change, postpone, or cancel free events at any time and for any reason.

6. Missed or Failed Payments

If a recurring or instalment payment fails, you will be notified and have 10 business days to update your payment method. Access to programmes, subscriptions, and the platform may be suspended until payment is received. We may cancel access if payments remain outstanding.

7. Cancellation by You

You may cancel any ongoing Subscription at any time in the Account section of the Wealth Mentor Academy or by contacting us. Cancellations take effect at the end of the current billing period. There are no prorated refunds for unused time or partial periods. You will retain access to any prepaid inclusions until the end of your paid term.

8. Cancellation or Changes by Us

We may cancel, postpone, or modify an event, course, or programme due to circumstances beyond our control — including natural disasters, pandemics, venue issues, strikes, or other force-majeure events. If the event is rescheduled or moved online, your registration automatically transfers to the new date or format. If the event is cancelled with no alternative, a refund or credit will be provided at our discretion. We are not responsible for any other costs or losses you may incur, for example travel or accommodation.

We may also suspend or terminate your access to a Service for a serious or repeated breach of these terms or the Platform Terms of Use. If we do, no refund is payable for the unused portion except where required by law.

9. Participation, Conduct and Behaviour

All participants — including free-event attendees — must behave respectfully and follow reasonable directions from Wealth Mentor staff. We may remove or refuse entry to anyone acting in a way that is disruptive, unsafe, or contrary to our community values. If you are removed from a paid event or programme for misconduct, no refund will be issued. If you are removed from a free event, you may be restricted from attending future sessions.

10. Educational Purpose — No Financial Advice

All programmes, materials and discussions are educational only. We do not provide financial, investment, or legal advice, and nothing we provide takes into account your personal circumstances. You accept full responsibility for how you use any information, and agree that we are not liable for the outcomes of your personal financial decisions. You should always seek independent professional advice before making financial decisions.

11. Mentors and Facilitators

Mentors, facilitators, and guest speakers are independent contractors, not employees or agents of Wealth Mentor. Views they express are their own. Nothing a mentor says creates an obligation on us beyond these terms, and mentors are not authorised to give financial advice on our behalf.

12. Media Release and Marketing Use

By attending any Wealth Mentor event — free or paid — you understand and agree that photography, videography, and audio recording may occur. You grant Wealth Mentor Education Limited and its affiliates a perpetual, worldwide, royalty-free licence to use your image, likeness, voice, and participation in any photos, videos, or recordings taken at the event, for marketing, promotional, training, or educational purposes, including social media, websites, print, and advertising.

You waive any right to inspect or approve the finished materials or to receive compensation for their use. If you prefer not to be photographed or featured, notify us in writing at office@wealthmentor.co.nz before or during the event. This clause applies to all Wealth Mentor events, in person or online.

13. Limitation of Liability

To the fullest extent permitted by law:

  • we are not liable for indirect, consequential, or special loss, loss of profit, or loss of opportunity;
  • our total aggregate liability for any claim arising out of or in connection with the Services is limited to the fees you have actually paid us for the Service giving rise to the claim, less our reasonable costs incurred and the value of any part of the Service already delivered; and
  • you remain solely responsible for your own investment decisions and their outcomes.

Nothing in these terms limits any rights or remedies you may have under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986, or any other rights that cannot lawfully be excluded.

You agree to indemnify, defend, and hold harmless Wealth Mentor Education Limited, its officers, employees, mentors, contractors, agents, and affiliates from and against any and all claims, liabilities, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with your breach of these terms or your misuse of the Services. This indemnity survives the end of these terms.

14. Privacy

Personal information you give us is held in the Wealth Mentor database, which is owned by Wealth Mentor Limited. We collect and use it as its agent. Our collection and use of personal information is governed by the Privacy Policy, which forms part of these terms.

15. Governing Law and Jurisdiction

These terms are governed by the laws of New Zealand. All transactions are deemed to take place in New Zealand, and any disputes shall be resolved exclusively in the courts of New Zealand. If you have a concern or complaint, please contact us first at office@wealthmentor.co.nz — most issues can be resolved directly.

16. Updates to These Terms

We may update these terms at any time. The most current version will be available on our website. Material changes affecting an active Subscription will be notified in accordance with clause 3. Continued participation after updates are published constitutes acceptance of the revised terms.

17. General

If any provision of these terms is held invalid or unenforceable, the remaining provisions remain in full force. A failure to enforce any provision is not a waiver of it. You may not assign your rights under these terms without our consent; we may assign ours as part of a business sale or restructure. These terms, together with the Platform Terms of Use, the Privacy Policy and any programme-specific conditions you agree to at purchase, are the entire agreement between you and us.

18. Contact

Wealth Mentor Education Limited Company number 9317956 office@wealthmentor.co.nz www.wealthmentor.co.nz Registered Office: 81 Grafton Road, Grafton, Auckland 1010, New Zealand