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Wealth Mentor Limited
Version 3.0 — 13 September 2026

Platform Terms of Use

Version 3.0 — 13 September 2026

Who you are dealing with

The Wealth Mentor Academy platform, the Wealth Mentor brand, and all course and programme content are owned by Wealth Mentor Limited (company number 6925316). The platform is operated under licence by Wealth Mentor Education Limited (company number 9317956), which also sells and delivers our programmes.

In these Terms, "Wealth Mentor", "we", "us" and "our" mean Wealth Mentor Limited and Wealth Mentor Education Limited, as applicable to the matter in question. Where a particular company is responsible for something, these Terms say so.

These Terms govern your use of the platform — your account, the community, the tools and the content. If you buy a programme, subscription or event ticket, that purchase is from Wealth Mentor Education Limited and is governed by our Programme Terms, which you agree to at checkout.

By creating an account or using the platform, free or paid, you agree to these Terms.

1. Definitions

"Platform" means the Wealth Mentor Academy online platform and any associated apps or community spaces. "Content" means the courses, materials, templates, frameworks, tools, videos, recordings and resources made available on the Platform. "Services" means the Platform and everything we make available through it. "Programme" means a structured offering with a defined term (for example Mentor Me or Property Mastermind), purchased under the Programme Terms.

2. Educational Purpose — No Financial Advice

Everything on the Platform is educational. All information, content, tools and materials are provided for educational purposes only and do not constitute financial, investment, legal, or tax advice. Nothing we provide takes into account your personal circumstances. You should always seek independent professional advice before making financial decisions.

3. Eligibility and Accounts

The Platform is intended for adults aged 18 and over. You are responsible for keeping your login credentials secure and for all activity under your account. You agree to provide accurate, current information and to keep it up to date. Accounts are personal to you and may not be shared, lent, or transferred.

4. Using the Platform

You agree to use the Platform lawfully and respectfully, and not to: harvest or scrape content or member information; spam, solicit, or recruit members for competing services; upload unlawful, misleading, or infringing content; or attempt to circumvent access controls.

We aim to keep the Platform available at all times but do not guarantee uninterrupted access; features may be added, changed, or retired as the Platform evolves. Your access to specific features depends on the Programme or subscription you hold.

5. Conduct in Community Spaces

Community spaces, chat rooms, the member directory and events on the Platform are shared with other members. You must behave respectfully and follow reasonable directions from Wealth Mentor staff. We may remove content, restrict access to a space, or suspend an account where someone is acting in a way that is disruptive, unsafe, or contrary to our community values.

6. Deal Room

The Deal Room is a noticeboard where eligible members can share property-related opportunities with other members. It has its own Terms of Use, which you accept before posting. In summary, you acknowledge and agree that:

  • Wealth Mentor is not a party to, broker of, or adviser on any deal, listing, or arrangement between members;
  • listings are not reviewed, verified, or endorsed by Wealth Mentor, and we make no representation about their accuracy, legality, or merit;
  • you are solely responsible for your own due diligence, and for obtaining independent legal, financial, and tax advice before entering into any transaction with another member;
  • any transaction you enter into with another member is entirely between you and that member, at your own risk;
  • if you post a listing, you are responsible for its accuracy and legality, you must have the right to offer what you post, and you must comply with all applicable laws (including the Fair Trading Act 1986 and, where relevant, financial-markets law); and
  • we may remove any listing, or suspend any member's posting rights, at our discretion and without notice.

7. Your Content

You retain ownership of content you post on the Platform (including Deal Room listings, community posts, and messages). You grant Wealth Mentor a non-exclusive, royalty-free licence to host, display, and share that content on the Platform for the purpose of operating the Services. You are responsible for the content you post; we may remove content that breaches these Terms or that we consider inappropriate.

8. AI Tools and AI Mentors

The Platform includes AI-powered features, including AI mentors, assistants, and analysis tools. Our AI Policy sets out how we use them and what we will and will not do. You acknowledge and agree that:

  • AI outputs are generated by artificial intelligence and are provided for educational purposes only — they are not financial, investment, legal, or tax advice, and do not take your personal circumstances into account;
  • AI outputs may be inaccurate, incomplete, or out of date, and you must independently verify anything you intend to rely on;
  • any decision you make based on an AI feature is your sole responsibility, and Wealth Mentor is not liable for the outcomes of actions taken in reliance on AI outputs;
  • your interactions with AI features may be processed by third-party AI service providers, and may be reviewed by Wealth Mentor for quality and safety purposes; and
  • you must not enter another person's personal information into an AI feature unless you have the right to do so.

9. Intellectual Property

All Content — course materials, templates, frameworks, curricula, tools, videos, recordings and resources — and the Wealth Mentor name, logos and branding are the exclusive property of Wealth Mentor Limited or its licensors. Wealth Mentor Education Limited uses them under licence.

Without our prior written consent, you may not:

  • copy, reproduce, record, distribute, resell, or commercially use our materials;
  • create derivative works from them, or use them (in whole or in part, adapted or otherwise) to build, deliver, or teach any course, programme, coaching, or mentoring offering;
  • use the Wealth Mentor name, logos, or branding, or represent any affiliation with or endorsement by Wealth Mentor.

Recording or streaming any event, free or paid, without permission is strictly prohibited. Nothing in these Terms prevents you from applying the general knowledge and skills you gain to your own property investing.

10. Confidentiality

Through the Platform, our programmes, events, and community spaces you may receive or be exposed to information that is not public — including other members' personal, financial, and deal information, and Wealth Mentor's business processes, pricing structures, and internal materials. You agree to keep such information confidential, to use it only for your own participation, and not to disclose it or use it for any business purpose (including any venture competitive with Wealth Mentor). This obligation continues after your participation ends. It does not apply to information that is lawfully public or that you are required by law to disclose.

11. Non-Solicitation

You agree that, during your participation and for 12 months afterwards, you will not use the Platform, our events, the member directory, or relationships formed through Wealth Mentor to:

  • solicit or recruit members, mentors, staff, or contractors of Wealth Mentor to join, purchase from, or work with any business that competes with Wealth Mentor; or
  • market or promote a competing course, programme, coaching, or mentoring offering to members.

This clause does not restrict genuine personal relationships or ordinary business dealings unrelated to a competing offering.

12. Privacy

Personal information held on the Platform is held by Wealth Mentor Limited, which owns the database and determines what it is collected and used for. Wealth Mentor Education Limited collects personal information as its agent in the course of selling and delivering programmes. Our collection and use of personal information is governed by our Privacy Policy, which forms part of these Terms.

13. Third-Party Providers and Referrals

Wealth Mentor may recommend, refer you to, or introduce you to third-party professionals and suppliers — for example mortgage brokers, lawyers, accountants, insurance advisers, builders, property managers, and other service providers, including through the Preferred Team and Partner Offers sections of the Platform.

You acknowledge and agree that:

  • these providers are independent businesses and professionals — they are not part of Wealth Mentor, and are not our employees, agents, or representatives;
  • any recommendation or introduction is not an endorsement, and Wealth Mentor is not responsible for their conduct, performance, advice, or the outcomes of any work they do for you;
  • any engagement you enter into with a provider is a contract directly between you and that provider, on their terms — Wealth Mentor is not a party to it; and
  • we may receive referral fees, commissions, discounts, or other benefits from such arrangements, which you acknowledge and accept.

You should make your own enquiries and satisfy yourself about any provider before engaging them.

14. Limitation of Liability

To the fullest extent permitted by law:

  • Wealth Mentor is not liable for indirect, consequential, or special loss, loss of profit, or loss of opportunity;
  • our total aggregate liability for any claim arising out of or in connection with your use of the Platform is limited to the fees you have actually paid for the service giving rise to the claim, less our reasonable costs incurred and the value of any part already delivered; and
  • you remain solely responsible for your own investment decisions and their outcomes.

Nothing in these Terms limits any rights or remedies you may have under the Consumer Guarantees Act 1993 or the Fair Trading Act 1986, or any other rights that cannot lawfully be excluded.

You agree to indemnify, defend, and hold harmless Wealth Mentor Limited and Wealth Mentor Education Limited, and their officers, employees, mentors, contractors, agents, and affiliates, from and against any and all claims, liabilities, losses, costs, and expenses (including reasonable legal fees) arising out of or in connection with: your breach of these Terms; your misuse of the Platform or its Content; content you post on the Platform; and any transaction or relationship you enter into with a third party or another member (including through the Deal Room). You acknowledge that all decisions you make as a result of your participation are your sole responsibility and undertaken entirely at your own risk. This indemnity survives the end of these Terms.

15. Suspension and Termination

We may suspend or terminate your access to the Platform for a serious or repeated breach of these Terms. Where you hold a paid Programme or subscription, the consequences for that purchase are governed by the Programme Terms.

16. Governing Law and Jurisdiction

These Terms are governed by the laws of New Zealand, and any disputes shall be resolved exclusively in the courts of New Zealand. If you have a concern or complaint, please contact us first at office@wealthmentor.co.nz — most issues can be resolved directly.

17. Updates to These Terms

We may update these Terms at any time. The most current version will be available on our website and on the Platform. Continued use of the Platform after updates are published constitutes acceptance of the revised Terms.

18. General

If any provision of these Terms is held invalid or unenforceable, the remaining provisions remain in full force. A failure to enforce any provision is not a waiver of it. You may not assign your rights under these Terms without our consent; we may assign ours as part of a business sale or restructure. These Terms, together with the Privacy Policy, the AI Policy, the Programme Terms and any programme-specific terms you agree to at purchase, are the entire agreement between you and Wealth Mentor.

19. Contact

Wealth Mentor Limited — owner of the platform, the brand and the content Wealth Mentor Education Limited — operator, and the company you buy from

office@wealthmentor.co.nz www.wealthmentor.co.nz Registered Office: 81 Grafton Road, Grafton, Auckland 1010, New Zealand